Insurance Protection

Get out Of Debt Get out of Debt – Starting Today! Debt has a way of breeding more debt and dragging you into an abyss of constant worry, stress, and anxiety. Simplifying your life means making getting out of debt your first and most pressing priority. Any debt, big or small is not something you …

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Simplify Your Life What does a typical day in your life look like? If you’re like many of us, it’s probably rushed, hectic and stressful with loads of things needing to get done and not enough time! You may drop into bed feeling exhausted but with one last thought on your mind as you drift …

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Bad credit remortgages Call Today Bad Credit Remortgages Are Available Remortgages for those with Bad Credit Not that long ago, it would have been extremely difficult for anyone with bad credit to obtain a mortgage in the first place let alone to remortgage. However, today there are so many funding options available and so many …

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Bad credit mortgage? Call Today Bad Credit Mortgages. Do you have bad credit but now need mortgage advice? If so, read on to learn how we may be able to help you. Sadly, an increasing number of people find themselves, often through no fault of their own (e.g. divorce, illness, death of loved ones), missing …

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What is a bad credit mortgage? Call Today According to figures released by The Joseph Rowntree Foundation, 3.8 million low-income households across the UK are in arrears, and 4.4 million have had to take on new or increased borrowing through the pandemic. Many of these households weren’t in arrears before the pandemic, and have faced …

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What is a fixed-rate mortgage and what are the advantages? Call Today Let’s take a deeper look at fixed-rate mortgages and consider the advantages? In our previous post, we looked at the savings that could be made to your monthly repayments by switching to a fixed-rate mortgage. If you’re looking to buy a home or …

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Want to save up to £200.00 per month on your mortgage? Call Today How to save up to £200.00 per month on your mortgage. With UK interest rates rising you could save up to £200 per month just by switching! Unless you have a long term fixed-rate mortgage the recent interest rate rises are likely …

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Choosing A Mortgage Broker Call Today Choosing a mortgage broker? Make sure you look for one with experience, knoweldge and great levels of service. Oh and don’t forget to check out their reviews! You’re busy with a list as long as your arm. You’ve got a mortgage or a loan to arrange. And you’re growing …

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Why Do You Need A Credit Report For A Mortgage? Get Your Credit Report Here Why do you need a credit report for a mortgage? The answer is just like when you take out an overdraft or apply for a credit card, a mortgage is a form of credit that you can apply for if …

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Taking A Closer Look At The Mortgage Guarantee Scheme Let’s take a closer look at the UK Mortgage Guarantee Scheme Back in April 2021, the budget speech announced that first-time home buyers would be able to apply for help under the UK Mortgage Guarantee Scheme. This government measure aims to inject extra life into the …

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Life Insurance When should I take out life insurance? Buckingham James really understands the UK life insurance market and by talking to us could see you saving hundreds of pounds over the full term of your policy.  We believe that the best time to take out an insurance policy should be when you are young. …

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Why Make A Will Why is it important to make a will? Although it’s not pleasant to think about the future when it comes to dying, it is really important that you have a will in place. So what is a will, and why do you need one? A will is a legal document that …

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Is your credit file preventing you from getting a mortgage? At Buckingham James we’ve been surprised by the increasing number of clients who are totally unaware that they have acquired poor credit files. And sadly, this problem is growing. In the process of helping clients with home mover or first time buyer mortgages, remortgages and …

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Life insurance and COVID-19 At Buckingham James Financial Services we are increasingly getting asked by clients concerned about their life insurance during the evolving situation with COVID-19. One of the most common questions we are asked is, can coronavirus (COVID-19) affect me taking out a life insurance policy? The coronavirus (COVID-19) has naturally worried many …

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COVID 19 update from Buckingham James Financial Services Go to our contact page to ask us for any advice you need right now in the midst of this crisis. We hope you’re keeping well, staying safe and adjusting to the new ‘normal’. The UK landscape for us all is changing rapidly so we just wanted …

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How would you pay your bills if you couldn’t work? Here are some sobering statastics. Did you know that 30% of employees in the UK don’t have any financial back-up plans, if they were affected by long-term illness, disability or loss of salary. And the average UK employee has enough savings to last just 32 …

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Protection Insurance Advice by Buckingham James Planning for unwanted events to achieve peace of mind. Life is full of ups and downs, which is why it’s so important to plan ahead whenever you can. No one wants to give the matter too much thought, but there is something very reassuring about knowing that, if the …

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