The UKs Most Detailed Credit Report

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See your credit report for free*

Get the only Credit Report that checks data from
Equifax, Experian and TransUnion.

See how you score with an independent view of your credit.

*Try it FREE for 30 days, then £14.99 a month – cancel online anytime

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Compare What’s Held About You

See Which Accounts Are On Your Credit Report

checkmyfile is the UK’s most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian, and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that’s reported about you, in one place.

'As regulated advisers our job is to advise and recommend arrangements suited to your individual circumstances.'

Most lenders will use their own credit report system to work out your credit score based on information held in your Credit Report. Typically, they will routinely check your information through more than one Credit Reference Agency. 

With checkmyfile your Credit Score is based on all of the Credit Report information gathered from Equifax, Experian and, TransUnion to help you with a better understanding of how you are likely to be assessed when applying for a mortgage or other credit.

Rated on Trust Pilot as excellent!

Trust Pilot

The UK’S most detailed online Credit Report

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Understand What Is Affecting Your Credit Score

See at a glance how the information in your Credit Report affects your checkmyfile Credit Score both positively and negatively. Find out if any differences between what’s held at the 3 agencies affects you and get tips on how to improve your score and resolve any issues which are negatively affecting you.

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Buckingham James receives a small fee from Checkmyfile for each new application that decides to join.

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 Buckingham James has no control or responsibility for the pages you are about to access, or where any subsequent links may take you.