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First Time Buyer Mortgages With Buckingham James

Buckingham James provides first time buyers with expert mortgage advice. We specifically tailor our advice and offer schemes to meet the needs of this highly specialised market.

Buying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect. Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a stressful and confusing decision to make.

To help you make the right decision; we will ensure that we understand your current circumstances and requirements thoroughly.

To do this we start off by getting to know you. We call this initial stage the ‘fact-find’.

Once we have a clear understanding of you and your needs, we approach a lender with an outline of your borrowing requirements.

At this point if the lender feels they can meet your needs they will offer an Acceptance In Principle (AIP).

This allows you to move on with your negotiations with the Estate Agents, to agree on price and possible completion times.