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How To Switch Mortgages

Considering A Mortgage Transfer – Are You Ready to Switch Rates?

Are you on a Standard Variable Rate (SVR) mortgage or is your current mortgage product due for renewal in the next few months?

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Read what Lauren F has to say about Buckingham James

"Straightforward & Stress Free! 🙂 I have nothing but positive things to say about our experience with Buckingham James. Our broker was just so helpful, extremely knowledgeable and most importantly made the whole process completely straightforward and stress-free! We were recommended by our friends and I can see why! I won't hesitate to recommend them myself and of course use them again in the future 🙂 Thank you so much x"

If So, You Could Save Time And Money!

You can start your mortgage product transfer with us today and online!

Buckingham James is a regulated mortgage broker and is delighted to assist you through the mortgage product transfer process.

'As regulated advisers our job is to advise and recommend arrangements suited to your individual circumstances.'

Remember, you can switch to a new mortgage product up to 3 months in advance of your current mortgage product expiry date – and avoid paying any existing early repayment charges.

Buckingham James is an expert in the business of helping clients secure competitive mortgage arrangements – see our many client reviews on Google and Trust Pilot!

This is the Buckingham James easy 4 step process to a successful product transfer.

  1. Complete our enquiry form below.

This’ll enable us to check your current mortgage account details.

  1. Super quick service!

We will present you with a range of mortgage product options and your new monthly costs within the next 24 hours!

  1. Together we can look at the options and decide which product suits your circumstances.

Next, we’ll ask you for some further information that’ll help speed up your application.

  1. We will arrange to switch your mortgage product onto your new rate!

Once we’ve arranged your switch, you’ll receive your confirmation documentation and usually we can complete a mortgage product switch on the same day.

Are you ready to switch mortgages? Submit your enquiry below!

Our adviser network is “whole of market,” so we can typically carry out the above transactions for most other UK lenders.

Please contact us for full details about your particular mortgage arrangement.

The following costs also need to be considered for any new mortgage, some of these costs may not applicable to remortgages and product transfers.

  • Valuation Costs
  • Bank Arrangement Fees
  • Solicitors Fees (for purchases)
  • Stamp Duty (for purchases)
  • Mortgage Adviser/Broker Fees (for purchases)

Switching Mortgages –  we can switch your product almost instantly and activate your new rate from your next payment due.