How would you pay your bills if you couldn’t work?

Testimonial Six

Here are some sobering statastics.

Did you know that 30% of employees in the UK don’t have any financial back-up plans, if they were affected by long-term illness, disability or loss of salary.

And the average UK employee has enough savings to last just 32 days if their income stopped.

Many people are not always aware of what could happen if they were unable to work due to incapacity caused by illness or injury.

Sadly many have no financial back up plans to protect them. This is where an Income Protection Benefit Plan can help you protect your income as well as your lifestyle following an unforeseen event that prevents you from earning.

This is how they work.

With an income protection benefit plan you’d receive a regular monthly income if you can’t work due to incapacity caused by an illness or an injury which results in a loss of earnings.

The plan would pay out until you return to work, retire, die or your plan ends, whichever happens first.

Your monthly premiums are guaranteed unless you make any changes to your plan or choose an Increasing Income Protection Benefit policy.

Some of the providers we work with offer support with their return to work rehabilitation service and flexibility to make changes such as benefit amount (eligibility criteria applies).

These plans offer security and peace of mind and are particularly suitable if you are buying or renting your home, if you are single and are the only breadwinner in your house hold, if you are self-employed and without employee benefits to rely upon following an unwelcome event.

And of course protecting your family is important. Your plan could help pay towards things such as medical bills, childcare, monthly outgoings (i.e. mortgage, utilities, credit card bills) – even help cover school fees. It’s all about making a difficult time that little bit easier.

Contact us today for a quotation and full details of these valuable peace of mind plans.

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