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Remortgages At Buckingham James

If you’re an existing homeowner you may be considering if a remortgage could help improve your finances and/or provide a welcome capital boost. For example; perhaps your current mortgage scheme is coming to an end and you would like to see if you could get a new competitive rate to reduce your overall monthly outgoings. Or perhaps you want to raise capital for a second home or to make improvements to your existing property. Maybe you want to reduce overall monthly expenditure by consolidating your existing debt into one affordable monthly payment.

Debt consolidation is not always the most suitable option, consolidating debts must be carefully considered. It will usually mean more interest over a longer repayment term and there may also be early repayment penalties on your current mortgage, you should think carefully before securing other debts against your home. There are other ways to manage debt such as free debt advice charities, you can find out more by contacting the Money Advice Service these services may be more suitable for you.

No matter what you have in mind, talk it through with our friendly mortgage advisors who are on hand to help establish if a remortgage will actually benefit you. If it does, Buckingham James will source and arrange the most suitable deal based upon your individual circumstances.

Often there are no legal fees, no valuation fees and no arrangement fees so you can rest assured that when you deal with us, your remortgage will have only a positive impact on your finances.

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.