home improvements

Usability tests with end users – survey reveals 50% of mortgage businesses had never carried out usability tests with end-users. In a recent survey of 50 mortgage firms that also included lenders, service providers and brokers, it was discovered that usability tests were hardly ever carried out and of those who took part in the …

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Are you considering a self-build in or near Brentwood? Let us help with your self-build mortgage. Dudley Building Society, the intermediary focused specialist lender, which relaunched its self-build product range in September, is targeting the recent Right to Build Day (30th October) to draw adviser attention to the importance of the self-build sector as a growing source …

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Are you considering buying a property in Brentwood? Considering buying a property in Brentwood and need a mortgage? According to Zoopla estimates, the average price for property in Brentwood stood at £522,040 in October 2020. This is a rise of 0.18% in the last three months (since July 2020) and fall of 2.20% since 12 …

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Is your lender asking you to repay the capital on an interest only mortgage? Retirement Interest Only Mortgages A large number of borrowers who are close to reaching retirement and also nearing the end of their fixed-rate interest-only mortgage are finding out that their current lender is looking for the capital portion of their mortgage …

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Is your credit file preventing you from getting a mortgage? At Buckingham James we’ve been surprised by the increasing number of clients who are totally unaware that they have acquired poor credit files. And sadly, this problem is growing. In the process of helping clients with home mover or first time buyer mortgages, remortgages and …

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Life insurance and COVID-19 At Buckingham James Financial Services we are increasingly getting asked by clients concerned about their life insurance during the evolving situation with COVID-19. One of the most common questions we are asked is, can coronavirus (COVID-19) affect me taking out a life insurance policy? The coronavirus (COVID-19) has naturally worried many …

Setting up home together – make sure your finances are in harmony. Read More »

3 Simple Tips on Sharing Your Home Finances Follow these 3 simple tips to help you organise and harmomise your live together. Starting out buying your first home together is an exciting time. However, newly formed couples may experience a challenging time adjusting to a different way of life, especially when it comes to financial …

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First Time Buyers are more confident despite COVID-19 Following research from Legal & General over half of first time buyers are saying they will definitely be buying their first home in 2020 while 93% of them are also considering their first purchase during 2020. 35% of first time buyers have reported that COVID-19 has not …

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Could this be a good time to remortgage? Interest rates down to 0.1% – is this the time to consider a remortgage? The Bank of England is constantly monitoring and adjusting to the complexities caused by the pandemic to our economy. They have once again and within close succession to their previous actions responded with …

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