Mortgage Brokers Billericay
Excellent
200+ Reviews
If you are looking for a mortgage broker in Billericay then call or email Buckingham James – our aim is to get you to your goal and fast.
Great Service
Everyone is different, it’s really no big thing, it’s the differences between us that make life interesting and everyone deserves to receive a great customer service.
20+ Years
We know, we don’t look old enough, but we have loads (and loads) of experience in just about everything relating to owning your own home.
Expert Knowledge
Mortgages, home insurance, surveys, life insurance, solicitors, critical illness cover, wills, pensions, loans, utilities, you name it, we have an expert who can help you.
Independent
We’re independent for a reason. Because we choose to be. Will your bank offer you their competitors rates? Of course not. Do all advisors have access to the whole of the market? No, they absolutely don’t.
Home Mover Mortgages
Home Improvement Mortgages
New Home Owner Mortgages
Buy to Let Mortgages

Home Mover Mortgages

If you are moving home and need a mortgage fast we know what it takes to arrange a mortgage with the minimum of fuss, and at speed. We have access to the whole of market. Or if your needs are outside the normal lending range of high street lenders e.g if you have a poor credit history, we have access to specialist lenders who aren’t on the high street and can often provide a bespoke solution to your individual circumstances. We will make it our mission to match your needs with the right lender.

Home Improvement Mortgages

Maybe it’s time to update that tired-looking old kitchen, bathroom or replace that conservatory with a stunning new extension with light enhancing bi-fold doors and roof lights. Or perhaps you want to switch your mortgage to one of the current low interest rate arrangements available at this time to reduce your monthly outgoings. We can find you the perfect arrangement ideal for home improvements or to reduce your monthly outgoings.

New Home Owner Mortgages

Maybe you are just starting out as a first time buyer and eager to get onto the property ladder. You could benefit by our expert guidance to walk you through the process of buying your first home. We know how exciting it is to be buying your first home but without taking professional independent mortgage advice you could be tempted by the first offer of help made to you and end up paying more for your mortgage than you need! Don’t let this happen to you. Call us first and avoid costly mistakes.

Buy to Let Mortgages

If you are considering becoming a private landlord you should never see this as an easy way of making money. This is a specialist area of the mortgage market and needs professional and specialist advice. It can be both risky and complicated. Though, understanding the ins and outs of buy to let can mean that owning a second property rented to tenants can reap considerable financial rewards both in capital growth and income over time. We will steer you clear of the pitfalls and guide you to a positive and happy out come.

The application process

We have the knowledge, experience and the personal contacts with many lenders and this means we know how to ensure your application is packaged in the way that lenders will appreciate. This means in many cases a quick turn around from application to offer.

Buckingham James Financial Services is an experienced adviser in the mortgage market and provide individual and independent mortgage advice specifically tailored to your highly personalised needs.
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Hear from our existing customers

StarStarStarStarStar
Fantastic professional clear and precise. Thank you very much for all your help through the process.
- David Pope
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Excellent service - as always. Our broker looked after us from start to finish and ensured we had everything we needed. Would highly recommend.
- Saffron
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Would recommend and will continue to use. No question was left unanswered; my broker was knowledgeable and friendly and guided me through the process taking the stress out of buying and remortgaging. Thank you.
- Reb
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Fantastic experience. Really helpful, informative and quick response time to any questions. Will always use these guys in the future as they really helped make a potentially stressful situation really relaxed and easy.
- Lucy Ingram
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StarStarStarStarStar
Buckingham James Financial Services Ltd offered excellent service and helped me through to my purchase with no issues. Highly recommended.
- Mike
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Book a free chat with us

The best things in life are free, so arrange your 30 minute consultation with one of our fantastic team to discuss your current situation, your plans and your aspirations and we’ll tell you how we can help.
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