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Mortgage Brokers Essex

Are you searching for a mortgage broker in Essex who can get you mortgage finance fast? Well if you are, you have just found one!

Buckingham James are long established mortgage brokers in Essex. Our aim is to ensure your home buying experience or remortgage goals are met within the shortest time frame possible.

With our whole of market access to mortgage providers, many of whom aren’t even on the high street, we know exactly who to contact and exactly how to present your mortgage application ensuring you the best possible results. 

Take a look at our reviews and see how we have helped clients just like you looking for speed and efficiency.

Home mortgages.

If you are moving home and need a mortgage fast – call us to help! 

We know what it takes to arrange a mortgage fast and with the minimum amount of fuss. 

And if your needs are outside of the normal lending criterion range of high street lenders e.g if you have a poor credit history, we will talk to specialist lenders on your behalf to find a bespoke solution to your individual circumstances. 

Regardless of perfect or imperfect credit history, we always make it our absolute mission to match you with the right lender.

Home improvement remortgages.

Maybe it’s time to update that tired-looking old kitchen, bathroom or replace that conservatory with a stunning new extension with light enhancing bi-fold doors and roof lights. Or perhaps you want to switch your mortgage to a more attractive rate to reduce your monthly outgoings. We can find you the perfect arrangement ideal for home improvements or to reduce your monthly outgoings.

Becoming an homeowner – avoid costly mistakes?

If you are a first time buyer, you will benefit by our expert first time buyer guidance. We will walk you through every step of the process involved in buying your first home. 

We know how exciting it can be buying your first home but without taking proper, professional and independent mortgage advice you could be tempted by the first offer of help that comes along and end up paying more for your mortgage than you need to! Don’t let this happen. Call us first and avoid costly mistakes.

Buy to let.

Are you considering becoming a private landlord? Firstly, a word of caution; this should never be seen as an easy way to make money.

This is a highly specialist area of mortgage advice and needs appropriately specialist advice. 

It can be both risky and complicated. Though, understanding the ins and outs of buy to let can mean that owning a second property rented to tenants can reap considerable financial rewards both in capital growth and income over time. 

With our help and guidance, we’ll steer you clear of the pitfalls and lead you to a positive and happy outcome.

Our goal is to see you satisfy your goals and fast!

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

NB: Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.

The application process.

We have the knowledge, experience and the personal contacts with many lenders and this means we know how to ensure your application is packaged in the way that lenders will appreciate. This means in many cases a quick turn around from application to offer.

Buckingham James is an experienced adviser in the mortgage market and provide individual and independent mortgage advice specifically tailored to our clients highly personalised needs.

A few things about Essex...

Essex is one of the home counties and is a popular choice for many London commuters. It offers delightful countryside and easy coastal access plus a wealth of ancient towns, villages and sites for those interested in history. 

Essex is the 11th largest county in England and sits in southeastern England sandwiched between London and the North Sea. 

The population of Essex in 2019 was 1.8million. 

The average house prices in Essex according to Zoopla in January 2021 stand at £371,062

Mortgage Brokers Essex

Check out more information on Essex courtesy of Wikipedia. 

Links to useful information to help you on your way: