Mortgage Brokers Essex
Excellent
270+ Reviews
Are you searching for a mortgage broker in Essex who can get you mortgage finance fast? Well if you are, you have just found one!
Great Service
Everyone is different, it’s really no big thing, it’s the differences between us that make life interesting and everyone deserves to receive a great customer service.
20+ Years
We know, we don’t look old enough, but we have loads (and loads) of experience in just about everything relating to owning your own home.
Expert Knowledge
Mortgages, home insurance, surveys, life insurance, solicitors, critical illness cover, wills, pensions, loans, utilities, you name it, we have an expert who can help you.
Independent
We’re independent for a reason. Because we choose to be. Will your bank offer you their competitors rates? Of course not. Do all advisors have access to the whole of the market? No, they absolutely don’t.
Home Mover Mortgages
Home Improvement Mortgages
New Home Owner Mortgages
Buy to Let Mortgages

Home Mover Mortgages

If you are moving home and need a mortgage fast – call us to help!

We know what it takes to arrange a mortgage fast and with the minimum amount of fuss.

And if your needs are outside of the normal lending criterion range of high street lenders e.g if you have a poor credit history, we will talk to specialist lenders on your behalf to find a bespoke solution to your individual circumstances.

Regardless of perfect or imperfect credit history, we always make it our absolute mission to match you with the right lender.

Home Improvement Mortgages

Maybe it’s time to update that tired-looking old kitchen, bathroom or replace that conservatory with a stunning new extension with light enhancing bi-fold doors and roof lights. Or perhaps you want to switch your mortgage to a more attractive rate to reduce your monthly outgoings. We can find you the perfect arrangement ideal for home improvements or to reduce your monthly outgoings.

New Home Owner Mortgages

If you are a first time buyer, you will benefit by our expert first time buyer guidance. We will walk you through every step of the process involved in buying your first home.

We know how exciting it can be buying your first home but without taking proper, professional and independent mortgage advice you could be tempted by the first offer of help that comes along and end up paying more for your mortgage than you need to! Don’t let this happen. Call us first and avoid costly mistakes.

Buy to Let Mortgages

Are you considering becoming a private landlord? Firstly, a word of caution; this should never be seen as an easy way to make money.

This is a highly specialist area of mortgage advice and needs appropriately specialist advice.

It can be both risky and complicated. Though, understanding the ins and outs of buy to let can mean that owning a second property rented to tenants can reap considerable financial rewards both in capital growth and income over time.

With our help and guidance, we’ll steer you clear of the pitfalls and lead you to a positive and happy outcome.

The application process

We have the knowledge, experience and the personal contacts with many lenders and this means we know how to ensure your application is packaged in the way that lenders will appreciate. This means in many cases a quick turn around from application to offer.

Buckingham James is an experienced adviser in the mortgage market and provide individual and independent mortgage advice specifically tailored to our clients highly personalised needs.
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Hear from our existing customers

StarStarStarStarStar
Fantastic professional clear and precise. Thank you very much for all your help through the process.
- David Pope
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StarStarStarStarStar
Excellent service - as always. Our broker looked after us from start to finish and ensured we had everything we needed. Would highly recommend.
- Saffron
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StarStarStarStarStar
Would recommend and will continue to use. No question was left unanswered; my broker was knowledgeable and friendly and guided me through the process taking the stress out of buying and remortgaging. Thank you.
- Reb
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StarStarStarStarStar
Fantastic experience. Really helpful, informative and quick response time to any questions. Will always use these guys in the future as they really helped make a potentially stressful situation really relaxed and easy.
- Lucy Ingram
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StarStarStarStarStar
Buckingham James Financial Services Ltd offered excellent service and helped me through to my purchase with no issues. Highly recommended.
- Mike
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Book a free chat with us

The best things in life are free, so arrange your 30 minute consultation with one of our fantastic team to discuss your current situation, your plans and your aspirations and we’ll tell you how we can help.
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