Looking for a new Mortgage?

Do you need a new Mortgage?

Perhaps, you have found a new house you want to buy or maybe the current favourable interest rate with your existing Lender is either about to expire or has expired. Or maybe you want to raise some additional capital.

Let’s take a look at some of the choices available in finding your new Mortgage.

A Bank or Building Society.

Often the case with many Banks is they may not have an appointment available for up to 10 days.

You may then find yourself being dragged through a preliminary interview with an advisor who will grill you for up to two hours due to the new lending requirements following the banking crisis in 2007.

If accepted, you will only have been advised on those particular banks’ products. So, off you go repeating the process with maybe five or six other high street lenders suffering the same level of questioning and the potential of wasting your valuable time.

Online or Phoning Lenders.

Great in theory but with so many choices and rates to choose from you may end up simply playing ‘chase the rate’ let alone understanding the intricate terms of each individual deal and how you can end up losing money if you are not careful reading the small print.

Choose an Independent Mortgage Broker.

The clue here is in the title. Independent!

We have an obligation under our regulations to find the most suited Mortgage arrangement that meets your individual needs and criteria.

We understand that time is of the essence and you want to know if you can bring your plans into reality and fast.

We will take care of the entire process linking all the moving parts together, saving you time, money and stress.

Contact us to find out how you will benefit by appointing Buckingham James an Independent Mortgage Broker. You will pleased you did!